A field manual for the harassed
Every call logged, every violation cited, every rupee pursued.
VishwasKarma turns the complaint process from Vishwas R's guides into a guided, eight-chapter quest. Banks and their telemarketers break the law when they call your DND-registered number — and when they fail to resolve your complaint, RBI's rules let you take them to the Ombudsman and claim compensation. It worked in real life: ₹15,000 from Bajaj Finance and ₹5,000 from Kotak Mahindra Bank, recovered with nothing but patience and paperwork. This app does the paperwork.
Record every spam call — date, time, number, what they pitched. Calls to a DND number violate TCCCPR 2018; your log turns nuisance into proof.
The app writes your complaint email to the bank's grievance officer, filled in from your case details. Send it, and the 30-day response clock starts.
Ignored or brushed off? When the deadline passes you become RBI-Ombudsman eligible — copy the pre-written complaint into the CMS portal. A TRAI complaint piles on a second regulator.
Log their offers and your settlements. The Recovered meter up top keeps score — every rupee their telemarketers paid for.
Chapters unlock as you act — story cinematics included. Everything is generated from your entries: grievance and follow-up emails, escalation deadlines, a paste-ready RBI complaint that respects the portal's character and formatting limits, and a case journal of everything filed.
Free, no sign-up, and nothing ever leaves your browser — all data lives in your own IndexedDB. Educational tool, not legal advice. Read the full method in Part 1, Part 2 and Part 3. Start the quest →